Wheatmead Funding: Eau Claire, WI Business Funding Broker for the Chippewa Valley
Tell us what the money has to pay for; we explain the structures that fit and take the request to lending partners who offer them.
Pick the closest one
Wheatmead Funding connects you with lending partners; partners make credit decisions and set rates and terms.
A broker, not a lender
Wheatmead Funding, a small-business funding broker in Eau Claire, Wisconsin, does not lend money. From 207 S Barstow St it helps owners across Eau Claire County and the wider Chippewa Valley compare six funding structures, then passes a request only to lending partners that offer the right one. Partners decide; the owner chooses.
- Across the Chippewa ValleyWorking capital, term loans, lines of credit, inventory and equipment financing, and merchant cash advances (not a loan).
- Kept outPersonal, payday, title and home loans; agriculture and trucking requests.
Wheatmead Funding is a broker, not a lender. Nothing is lent, approved or priced here.
Wheatmead's part of the job is done before any partner reads the file. We ask what the money will pay for and which income will pay it back, explain how the likely structures behave, and send the request only to partners that fund that kind of need. When an offer comes back, we go through the total cost with you before you decide.
Most Chippewa Valley requests land on one of six answers: working capital for a gap with a known end, a term loan for a fit-out or a move, a line of credit for costs that keep coming back, inventory financing for stock, equipment financing for a cooler, an oven or a van, and a merchant cash advance, which is not a loan. You can line all six up against each other on the comparison page.
Eau Claire County had 2,753 employer establishments in 2023, and 1,243 of them employed fewer than five people (U.S. Census Bureau, County Business Patterns 2023). Our Eau Claire, WI page sets out those county figures next to the office ZIP code, the sectors page shows which lines of business partners fund, and how a request moves covers the four steps from first call to offer.
Free help exists outside any broker, too. Our Chippewa Valley resources guide lists the kinds of advisers owners search for, and the Wheatmead blog works through local questions such as opening a restaurant or hiring part-time help. When you are ready, the short request form is the next step.
Six funding structures
6 ways Chippewa Valley businesses pay for wages, stock, equipment and expansion, grouped by how each one is repaid or collected.
Working Capital
Short-term money for wages, a supplier bill or rent while receivables are still on their way in.
Business Term Loans
A single sum for a fit-out, a move or an expansion, paid back in scheduled installments over a set term.
Business Line of Credit
An approved limit you draw from when a bill arrives; repay it and the room opens again for the next one.
Inventory Financing
Money to buy stock before it sells, normally secured by the goods and reduced as they leave the shelf.
Equipment Financing
Loans, leases and equipment finance agreements for ovens, coolers, shelving, registers, tools and vans.
Merchant Cash Advance
A funder purchases part of your future card or bank receipts. Not a loan; ask for the total it will collect.
Something to ask Wheatmead Funding on Barstow Street in Eau Claire, WI?
Call with any funding question: how repayment works, what secures it, or which records partners tend to request.
207 S Barstow StEau Claire, WI 54701
Eau Claire County, WI Businesses in Census Figures
Employer establishments
Eau Claire County, Wisconsin locations with at least one paid employee in March 2023.
Source: U.S. Census Bureau, County Business Patterns 2023Businesses without payroll
Eau Claire County firms that reported no paid employees in 2024, mostly sole proprietors.
Source: U.S. Census Bureau, Nonemployer Statistics 2024Employers under five staff
Portion of Eau Claire County employer establishments with fewer than five employees in 2023.
Source: U.S. Census Bureau, County Business Patterns 2023What Eau Claire, WI Owners Ask Us First
Short answers to what Chippewa Valley owners raise first.
Does Wheatmead Funding lend money?
No. The word Funding is in our name, yet Wheatmead Funding is a broker. A lending partner approves or declines the request and sets any price and terms.
Which kinds of business do your partners take on?
Partners have confirmed construction, restaurants, medical and dental practices, and retail or inventory-led businesses. Other sectors are worth a call, but we will tell you plainly if nobody we work with fits.
Is a merchant cash advance borrowing, in Wheatmead's view?
No. The funder buys a slice of your future receipts. It is collected from sales, not repaid like a loan, and its cost is set by a factor.
What goes into the Wheatmead request form?
Your full name, email, phone and business name, a range each for time in business, revenue and the amount you need, and a consent tick. What the money will pay for is the first thing we ask on the call back.
Do you serve towns outside the City of Eau Claire, WI?
Yes. Owners in Altoona, Chippewa Falls, Menomonie and other Chippewa Valley towns reach us by phone or the online form.
Another question? Wheatmead Funding in Eau Claire, WI takes calls at (534) 202-5331.
Send a Short Request
Name, email, phone and business name, three quick range picks (time in business, annual revenue, amount needed) and a consent box. Prefer to talk first? Call (534) 202-5331.
Wheatmead Funding connects you with lending partners; partners make credit decisions and set rates and terms. See our Privacy Policy, Terms and SMS Terms.
How it works
You call, we shortlist, a partner reviews, you decide.
Tell us the cost
Call, or leave contact details in the short form and we phone you back. On that call we ask what the money will pay for.
Hear the options
We explain which structures suit that cost and what partners usually want to see.
A partner reviews
With your go-ahead, partners that offer that structure review the file and make their own decision.
You choose
Read any offer for its total cost and schedule. Saying no is always allowed.